Health Conditions

If you are travelling in the United Kingdom:

This insurance policy is designed to cover you for unforeseen illnesses and accidents occurring during the period of insurance. At the time of taking out this policy and your departure date, you are not travelling against medical advice or for the purpose of receiving medical treatment.


If you are travelling to Europe:

If you have a history of any medical condition you must call the Towergate Medical Line on the following telephone number prior to the start of any trip in order to establish whether we can provide cover for you.  Telephone the Towergate Medical Line on 0344 892 1698.

If you are then accepted, you may be subject to further terms and conditions which will be sent to you in writing. You may have to pay an additional premium to cover your medical conditions.

Any claims relating to conditions which have not been declared  will not be covered by this insurance. If circumstances change after you have taken out this insurance, we reserve the right to alter the terms of this insurance based on the changed circumstances. Cover for the conditions will only be provided following our acceptance. If you have any queries please do not hesitate to contact the Towergate Medical Line.

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